Grain Elevator Merchandisers use a variety of Grain Contracts to facilitate the purchase and merchandising of grains. Utilizing the proper contract will provide opportunities to retain margins and manage risk. The legality of specific contracts changes from state to state with regard to Credit Sale Contracts. Our contracts are always kept up to date with state laws and industry standards; however you should always have your attorney periodically review the contracts you are using to insure that they are compliant with your company policies.